This is the home page of Jasman Appraisals, Inc.. With many years of experience in the business, we have a proven track record of reducing lenders time, efforts and costs in managing the appraisal process.

If you're in need of an appraisal for an FHA loan, please contact us.  We'll be able to help you right away.  We are on the FHA Roster of approved residential appraisers and are qualified and approved to do appraisals for FHA insured loans.

We're the leader in this area providing appraisals for:

• Primary and Secondary Mortgages
• Mortgage Refinancing
• Private Mortgage Insurance Removal
• Estate Planning

Our investment in training and technology has helped our customers greatly reduce their workload. By offering online appraisal ordering, coupled with automatic report status updates and electronic delivery of the final product, we're able to eliminate the run around and phone tag hassles associated with this process saving us both money.

We keep our rates competitive with anybody in the industry by offering:

• Short Turnaround Times
• Highest Quality Appraisal Reports
• Online Status Reports
• Competitive Pricing
• Online Ordering & Online Delivery- See below...

 Easy Ways to Order an Appraisal!

Have you ever thought to yourself, "Why couldn't there be an easier way to order an appraisal? Well there is and I've detailed them below. Plus each method allows you to check the status of your appraisal, and even retrieve the completed report at any time. Check out my easy appraisal ordering solutions. You'll wonder why you haven't used them before!

     *On-Line Ordering via My Website Filling out appraisal requests, faxing them, and waiting for a response can be time consuming. In the Real Estate industry, time is money. Through my website www.jasmanappraisals.com, you can submit all of your appraisal orders in a few clicks by simply clicking the Order An Appraisal button.

Once your order is submitted, I am immediately notified of your request, so that I can begin working on your appraisal.

Paperless - there's no need to lay even one finger on a single piece of paper! The appraisal process, from ordering to retrieval, is all done online from my website.

My website also ensures that your orders are sent safely and securely, protecting you and your clients.

You can check the status of your orders, and even retrieve completed reports 24-hours a day by logging back into my website through the Client Login button. You'll use the same username and password (you created) to place the order. How easy is that?

• By Phone, Fax, or E-mail

By contacting me by phone (360) 637-6108 or e-mail mvjasman@jasmanappraisals.com, I can enter the appraisal order for you.

Even though you aren't entering the order through my website yourself, you can still check the status of the appraisal order and retrieve the completed appraisal 24-hours a day by using the username and password that I will provide to you.

You'll also receive electronic status notifications of all order status changes.

So why wait around? Using any of the above options, you can breathe easy knowing that your appraisal orders will be handled quickly and securely, guaranteeing your happiness and the happiness of your clients.

Could it be any easier?

Ordering Online

You're ready to order Online. It's easy to do and well worth your time. When you have an account it will ensure secure delivery of appraisals in compliance with Gramm-Leach-Bliley. You can log on anytime to check status of your reports. Download as many copies of your reports as you want. Saves you time by remembering your information for all future orders.

• Click on the "Order Appraisal" navigation link above on my website. Since your a NEW client you will need to go straight to Option 2 since you don't already have a "username and password".
• Fill out as much information as you can. Choose a username and password, something unique, easy for you to remember but difficult for others to guess. Click "Continue."
• You'll see a "new account request." Fill in the information there - which you'll "never" have to enter in again - and continue. The next time you order online you just go to "Client Login" and put in your username and password and start filling out the order form. That's it! If you need any help setting up your account, please just give me a call. I'll go through the entire process myself.

Look below for more information on the *NEW* Fannie Mae appraisal forms! NEW Fannie Mae 1004 (URAR) Form Highlights! 1. Interior Only: All Single-Family Home appraisals requiring an interior inspection, for mortgage lending purposes, are to go on the revised URAR/1004 form. If you need an Exterior Evaluation for lending purposes, you'll want to use the *new* Fannie Mae 2055 form, which is designed for drivebys. 2. Lending Only: The URAR (3/05) is only for mortgage related transactions. To write up non-mortgage related transaction appraisals on this form [attorney, insurance, estate, private, relocation, etc.] would be misleading and in violation of USPAP. 3. Alternate Forms: There is nothing in USPAP that states an appraiser cannot complete appraisals on the old URAR (6/93) or 2055 forms after 11/1/2005. A client can request we use the old form, but we will make it perfectly clear that if we write up the appraisal for a mortgage transaction on the old form, our client cannot securitize this loan [sell on the secondary market] because it is against FNMA guidelines. FNMA's deadline for new form use is 11/1/2005 and Freddie Mac's is presently 1/1/2006. 4. Data Verification: 5. New Conditions: The following statement has been added to the Statement of Assumptions and Limiting Conditions in order to prevent client pressure on the appraiser (see page 5 of 6, #18): My employment and/or compensation for performing this appraisal or any future or anticipated appraisals was not conditioned on any agreement or understanding, written or otherwise, that I would report (or present analysis supporting) a predetermined specific value, a predetermined minimum value, a range or direction in value, a value that favors the cause of any party, or the attainment of a specific result or occurrence of a specific subsequent event (such as approval of a pending mortgage loan application). 6. Single-Family Homes Only: This form is not designed for use to appraise condos or manufactured homes. So forget about asking us to complete this form on these homes if you plan on selling the loan eventually. 7. Comp Driveby: Although the client may or may not require comparable sale photos, the appraiser is required to physically inspect the exterior of the comps from at least the street. 8. Reliable Data / Format Upgrade: As was in the past with the prior form, if the client asks us to complete a driveby on a property and there is not enough RELIABLE or CREDIBLE data about the subject property, the appraiser must inform the client that an interior inspection is required to avoid producing a misleading appraisal report [in violation of USPAP]. It is up to the appraiser to determine if his/her data is reliable or credible, it is not the client/lender's decision. 9. Report Distribution: The Appraiser's Certification section clearly states that the lender may distribute the appraisal to another lender at the request of the borrower. This is also true for the new URAR. 10. Cost & Income Approaches: The revised form eliminates the requirement of the cost and the income approaches to value and relies solely on the sales comparison approach as this approach is generally the most reliable indicator of value for 1-4 family homes. If the cost and income approaches ARE NOT relevant to the assignment, the report will be considered a Complete Appraisal, Summary Report. If one or both ARE relevant, then the appraiser must either include them (on page 3 of 6) or consider the report a Limited Appraisal, Summary Report. 11. Flood Zone: The revised form states that if any portion of the subject site is in a flood hazard area, the appraiser is to mark YES. On the prior form, the appraiser only stated that the improvements were or were not in a flood hazard area. 12. Client Pressure: The following statement has been added to the Statement of Assumptions and Limiting Conditions in order to prevent client pressure on the appraiser (see #5 above) My employment and/or compensation for performing this appraisal or any future or anticipated appraisals was not conditioned on any agreement or understanding, written or otherwise, that I would report (or present analysis supporting) a predetermined specific value, a predetermined minimum value, a range or direction in value, a value that favors the cause of any party, or the attainment of a specific result or occurrence of a specific subsequent event (such as approval of a pending mortgage loan application). In summary, there are many changes to this very popular lender-required form. It will be a huge percentage of appraiser's business in the near future. I'm already up to speed on all of the changes and I'm ready to service my clients if they request this form.